Ways of The Prophet (S.A.W)

DU’A (SUPPLICATION) FOR CARES AND DEBTS

Hadrat Abu Sa’id-Al-Khudri (Radi Allaahu Ta’ala Anhu) narrated that one day, the Prophet (Sallallahu Alaihi Wa Sallam) came to the mosque and saw Abu Umama, one of the Ansars sitting there. The Prophet asked Abu Umama as to why was he sitting in the mosque at that time. Abu Umama replied that he was entangled in cares and doubts. He replied, “Shall I not teach you the words, by which when you say them, ALLAAH will remove your cares and settle your debt? Abu Umama expressed a desire to hear them and he told him to say morning and evening:

‘O ALLAAH! I seek refuge in Thee from care and grief, I seek refuge in Thee from incapacity and slackness; I seek refuge in thee from niggardliness and cowardice; I seek refuge in Thee from being overcome by debt and being put in subjection by men.’ Abu Umama said that when he did that for some days, ALLAAH removed his cares and settled his debt. [Mishkat, Husn-e-Haseen]

Hadrat Abu Darda (Radi Allaahu Ta’ala Anhu) narrated that some one came to him and told him that his house had caught fire. Hadrat Abu Darda carelessly replied, “Not at all! ALLAAH will never allow that to happen. I have heard the Prophet (Sallallahu Alaihi Wa Sallam) say: Whoever says these words in the morning, no distress will touch him till the evening. And whoever says them in the evening no trouble will come to him till the next morning.” (In some traditions it appears that no harm will come to the person, to his family and to his belongings) I have said these words this morning. Then how can my house catch fire? Thereafter he asked people to accompany him and see the house for themselves. When they reached his house, they saw that all the houses around the house of Abu Darda had been burnt, but his house was safe although it was in the center.

These words are:

O ALLAAH! Thou art my Lord, there is no God save Thou, I have my trust in Thee and Thou art the Lord of the Throne of Glory Supreme. What Thou whilst, becomes and what Thou dos not will, does not. There is no power or might except with ALLAAH, the Exalted, and the Supreme in Glory. ALLAAH has encompassed every thing in His knowledge.